Life Insurance & Financial Advice

Blog articles published on ricksondsouza.com

Have You Been Audited Recently?

Have You Been Audited Recently?

Hearing a statement like this may scare most people. No, I’m not referring to being audited by tax authorities. You don’t have to pay fines or dues- at least not in the traditional sense. But what you don’t know can hurt you.  What am I referring to? When I talk about having been audited lately, I’m referring to how the average man, people like you and me, goes about fulfilling our financial needs. How…

More info

Planning Your Estate as a Muslim – a Life Insurance Hack

Planning Your Estate as a Muslim – a Life Insurance Hack

If you are of Arab or Islamic origin, legacy planning can become tricky when you are also required to follow the Shariah law. As the creator of impressive wealth accumulated over the years, how would you distribute those assets among the beneficiaries of your choice? If you’d like for one of your heirs to receive more than the other, for whatever reason, while ensuring that the rest of your assets are…

More info

How Endurance Sports is a Lot Like Life

How Endurance Sports is a Lot Like Life

If you’ve ever done any endurance sport, whether it is running, cycling or swimming, one thing is certain- that the results for your training do not come overnight.   The Nature of Endurance Sports  I took up running about 4 years ago in 2017, and until then most of my training was around CrossFit and weightlifting, where the results were more short-term: the…

More info

How Changing Your Smoker Status Can Save You About $1,000,000 in Life Insurance Premiums

How Changing Your Smoker Status Can Save You About $1,000,000 in Life Insurance Premiums

As a life insurance advisor and someone who’s gone from being obese to being a triathlete, you can be sure that there are two things that make me happy. The first one being when my clients make financial gains and the second being when they level up in their health and fitness.  It’s a bonus to see both of these…

More info

Employee Increments – Based on Tenure or Performance?

Employee Increments – Based on Tenure or Performance?

As business owners, our number one goal is most definitely to grow our revenues and profits, whether that be by an influx of service demand or due to process efficiencies in the business workflow. Let’s say we do achieve these goals and grow significantly every year, what then do we do about our team members, who’ve supported us and contributed to this growth? Employee…

More info

How the New UAE Regulations Impact Your Life Insurance Policy

How the New UAE Regulations Impact Your Life Insurance Policy

If you own a life insurance policy or if you’ve been on the market for one lately, then you’ve probably heard of the ‘new regulations.’  I’ve come across many questions around these new regulations, the most persistent being: ‘What does this mean for my Life Insurance policy?’  So, here’s as complete an answer to that question as possible, without drowning…

More info