Blog articles published on ricksondsouza.com
In my 21+ years as a life insurance and financial services advisor, dealing with high-level executives and top-performing entrepreneurs, I’ve met clients with different levels of experience with investing. It’s interesting to hear the questions that come up in my meetings, these questions have mostly been around restructuring existing portfolios. If you’ve been having doubts like: Why don’t all of my asset classes perform…
As life insurance advisors, we’re called on field as the most valuable player when a client of ours passes away- to show up with the cheque for the dependents, no matter what. In the lifecycle of serving a client, this is really one of the most crucial moments. And different advisors have their own philosophy around how they deal with the claims settlement process. You could either only do what’s…
The UAE property market has taken multiple turns over the last 20 years. A noteworthy time in the industry was around 2006-2008 when property prices were inflated and the economy was booming. A lot of people who purchased property at that time now find it hard to liquidate those assets. What does one do when they’re in a position like this? And more importantly, how do you…
Most of the world has been affected by the Covid-19 pandemic since March 2020. That’s about 17 months of going through work and lifestyle shifts, relying heavily on technology, and not having traveled. It’s fair to say that there’s a fair bit of monotony setting in. As an entrepreneur, parent, spouse, friend, and team leader, it’s definitely taken a toll on my mental and emotional wellbeing. I’m all up for…
A question I’d like you to play with is, “how much do I trust my financial advisor?”. Is the trust enough for you to give them total responsibility on the handlings of a lifetime’s worth of wealth? If you’ve been having doubts about this, that’s great. Always question everything. If not, then you definitely should be. One of the critical distinguishing factors that determine an…
When you’d like to pass down money to your heirs, saving your life’s earnings into a fixed deposit account or investment portfolio is a common option. You depend on estimated interest rate fluctuations or returns from your investment portfolio to determine your growth. And you have the added benefit of being able to draw out the funds should there be an emergency. But what would happen when the…
