Life Insurance & Financial Advice

Blog articles published on ricksondsouza.com

Things You Don’t Know You Don’t Know About Life Insurance

Things You Don’t Know You Don’t Know About Life Insurance

After years of sharing my content across different platforms, there’s one thing I never tire of hearing. And that is the phrase: I didn’t know THAT about Life Insurance!  So, I thought I’d compile a short list of all the things you don’t know you don’t know about Life Insurance.  Some of these Life Insurance nuggets might help you to…

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How to De-Risk Your Wealth and Finances as a C-Suite Executive

How to De-Risk Your Wealth and Finances as a C-Suite Executive

A few weeks ago, I wrote about the C-suite Dilemma. The article focused on the major personal finance challenges that C-suite executives face when they are ready to step down from the upper echelons of the corporate world.  The article led to a few executives in my network reaching out to me to discuss their particular situations in closer detail.…

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What Partnership Insurance Does For Your Business

What Partnership Insurance Does For Your Business

Over the course of my career, I’ve successfully exited two partnerships. One of these partnerships was with my brother.  We ran a thriving Insurance Brokerage together. We knew how important it was to get the right business protection in place. And so, my brother and I got around to the difficult conversation that so many business partners don’t want to…

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Why Do High-Income Executives Need Life Insurance?

Why Do High-Income Executives Need Life Insurance?

Recently, I wrote an article on the C-Suite Dilemma. It piqued the interest of some high-flying executives in my network and led to a few interesting conversations.  The gist of my article was ‘Make hay while the sun shines.’ Get all the right plans and policies in place while you’ve got a steady income inflow.  The natural follow-up response to…

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Dear Entrepreneur: Are You on Your Company’s Group Medical Insurance Plan?

Dear Entrepreneur: Are You on Your Company’s Group Medical Insurance Plan?

I see this often: Entrepreneurs often include themselves on their company’s group medical insurance plan.  Alternatively, with family businesses especially, the entire business-owning family would be on the same group medical insurance plan.  While this does come with a certain cost-benefit, neither of these approaches is a wise long-term move.  I recommend that entrepreneurs, business partners, and family members in…

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The Right Time to Buy Life Insurance Series: How A Smoker Took the Plunge

The Right Time to Buy Life Insurance Series: How A Smoker Took the Plunge

When it comes to purchasing Life Insurance, you’ll often hear the ‘time is of the essence’ pitch. Many Life Insurance agents are trained to use the passing of time as a scare tactic to create urgency to buy.  While that is by no means pleasant to hear, it does have an element of truth attached to it.  These pitches usually…

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