Life Insurance & Financial Advice

Blog articles published on ricksondsouza.com

How Changing Your Smoker Status Can Save You About $1,000,000 in Life Insurance Premiums

How Changing Your Smoker Status Can Save You About $1,000,000 in Life Insurance Premiums

As a life insurance advisor and someone who’s gone from being obese to being a triathlete, you can be sure that there are two things that make me happy. The first one being when my clients make financial gains and the second being when they level up in their health and fitness.  It’s a bonus to see both of these…

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Employee Increments – Based on Tenure or Performance?

Employee Increments – Based on Tenure or Performance?

As business owners, our number one goal is most definitely to grow our revenues and profits, whether that be by an influx of service demand or due to process efficiencies in the business workflow. Let’s say we do achieve these goals and grow significantly every year, what then do we do about our team members, who’ve supported us and contributed to this growth? Employee…

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How the New UAE Regulations Impact Your Life Insurance Policy

How the New UAE Regulations Impact Your Life Insurance Policy

If you own a life insurance policy or if you’ve been on the market for one lately, then you’ve probably heard of the ‘new regulations.’  I’ve come across many questions around these new regulations, the most persistent being: ‘What does this mean for my Life Insurance policy?’  So, here’s as complete an answer to that question as possible, without drowning…

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Onshore Vs. Offshore Life Insurance: How to Pick The Option That Is Right for You As An Expat

Onshore Vs. Offshore Life Insurance: How to Pick The Option That Is Right for You As An Expat

UAE-based Expats: Should you buy Life Insurance in the UAE or back home?

As an expat, you have two options for Life Insurance: You can either buy Offshore or Onshore Life Insurance.
If you find yourself weighing your Life Insurance options, then this quick read will give you an overview of both onshore and offshore policies so you can make an informed decision.

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