Author page: Rickson Dsouza

What It Takes to Succeed – Reflections from Riding 450 km Over 4 Days

What It Takes to Succeed – Reflections from Riding 450 km Over 4 Days

In my last article, I described the three kinds of people that prepare for a race – whether in life or in sport. I realized that while I may have certain qualities from each of the three types, I learned what it really takes to succeed at a challenge may be totally different.  Last weekend I took part in the 7 Emirates Cycle Challenge organized by The First Group.…

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Three Kinds of People that Prep for a Race or for Life- Which One Are You?

Three Kinds of People that Prep for a Race or for Life- Which One Are You?

I’ve been an aspiring athlete for 3-4 years now. And a big part of that involves me preparing for races, whether they are runs, swims, or bike rides. When my fitness and business transformation began at the age of 34, my outlook towards my body and business goals was nothing short of a race. Starting from ground zero, I definitely had a long way to go.  And in having participated in these…

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De-Risk Your Joint Partnership Business with Life Insurance

De-Risk Your Joint Partnership Business with Life Insurance

As an entrepreneur in a joint business partnership, it is important to think about the repercussions your business partner may face should something happen to you.    Would they find it easy to handle the business once you are no longer around? Will there be new stakeholders in the business? And how amicable and smooth would the transition of these relationships…

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When Should You Switch from Temporary to Permanent Life Insurance?

When Should You Switch from Temporary to Permanent Life Insurance?

Two different kinds of policies with very different applications. Before I jump into explaining when you require each one, let me start by explaining the structure of each of these policy types.  Term Life Insurance Policies  Temporary life insurance is the terminology used for Term Life Insurance policies. The reason it is called ‘temporary’ is the policy usually ends at a pre-planned date. For example, if you decide you’re going to buy a Term Insurance policy today for a period of 20…

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Child Life Insurance Policies- A Gift That Grows in Value

Child Life Insurance Policies- A Gift That Grows in Value

Life insurance for children – a branch of life insurance that is not as well-known but could definitely be a hidden gem, a gift that keeps giving.   What is a Child Life Insurance Policy?  A child life insurance policy is unlike a regular life insurance policy. In a child life insurance policy, the payer of the policy is usually the parent or the grandparent. The person who is insured is the child. And the beneficiary of the policy could…

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Can Tech-Based Life Insurance Products Compete with the Hands-On Service of an Advisor?

Can Tech-Based Life Insurance Products Compete with the Hands-On Service of an Advisor?

As a life insurance advisor, when the time to keep my promise arises, it’s a huge release for me because I can keep my word of showing up with the cheque when the worst happens. But what also comes with that is an emotional loss, as my clients are also my friends and this relationship becomes a big part of each other’s lives.  “Basheer…

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