The Life Insurance and Financial Advice industry is one where integrity, among other virtues; forms the base of solid service. If the core of our working model is to put the client’s interests above our own, us advisors could raise the bar together. Clients and advisers, here are the core questions that form the foundation of a great client-adviser relationship
Buying a Life Insurance policy can be a decision-heavy journey. What kind of policy should you buy? How much cover do you need? How do you know you’re not overpaying? One big question is: Should I pick Term Life or a Whole Life Policy? In this article, I explain the concept of ‘Buying Term and Investing the Difference’.
Large family businesses need Life Insurance for more reasons than one. These business owners have to provide safety nets not just for their families, but also for their businesses.
Your Life Insurance policy can become a key estate planning tool to help ensure a fair distribution of your assets amongst your heirs. The Challenge Your estate is much more than just money. It is a complex collection of a lifetime of valuable assets including your business, your home and other property, your savings and perhaps other heirlooms that are…
A large segment of the clients that I service are established entrepreneurs and family business owners. The need for Life Insurance for them is greater than most other people. Should the worst happen, these business owners need to provide a safety net for their families, their businesses and their legacies. Here are two cases that show you the difference a Life Insurance policy can make.
If you’ve heard your Life Insurance Adviser talk about Critical Illness cover, but thought it wasn’t for you, think again. Critical Illness Cover has, in many cases, been the saviour in dire circumstances. Here is what you need to know about it.
Imagine leaving your loved ones an estate you built all of your life, only to find that it will pass on with a massive tax bill.
Inheritance tax, unfortunately, is a hard reality that causes a lot of families to dissolve generations’ worth of assets. But Life Insurance can come handy to protect your estate. Here’s how we protected my client’s estate with the right Life Insurance policy.
Are you an American expat in the UAE looking to purchase Life Insurance? IRS classes certain policies as PFICs or Passive Financial Investment Companies. This complicates things and has serious consequences if not reported back home. Here are my quick tips on how you can invest in a Life Insurance policy safely.
My client retired at 42, after he hit all his financial goals. This is a person who I saw through right from the modest beginnings of his career all the way to an early, very comfortable retirement. Over his 20-year career in the UAE, I watched how he meticulously set a plan and followed through – A success story worth sharing.